Money Savings
Save money for something great.
Online Shoppings
You can now seamlessly shop anywhere and any time via our online payment feature
Credit / Debit Cards
Find a credit or debit card that fits your lifestyle.
About Us
As a company, we're driven by ambition, continually expanding, and achieving success.
We Solve Your Financial Problem
Since the Lincoln administration signed our national bank charter No. 24 in 1863, we’ve drawn on our financial strength to serve customers. This has been especially evident in times of need, such as during the COVID-19 pandemic. Our response by the end of 2020 included a $20 million premium pay program for our employees, relief assistance and 108,000 Small Business Administration Paycheck Protection Program (PPP) loans for our customers, and $30 million in expedited charitable contributions for our communities.
We also recognize that this past year has fundamentally changed banking by accelerating the shift to digital products and services.
Our Services
Business Consulting
Credit Card
Income Monitoring
Insurance Consulting
Financial Investment
Financial Management
Happy Customers
“The loan program works great. I would highly recommend this program to all your customers. It's safe, fast and very efficient. Thank you again for introducing this loan program to me.”
John Smith
“Great bank for business and personal needs. Kyla in the Bluffton office is super responsive and helpful. They have been tremendous during the 2020 Pandemic. Thank you everyone at Main Street.”
Christine Aguilar
“I wanted to email you and thank you and Floyd Credit Union for introducing me to this "Investment Program." This program has saved me and Krazord Bros Inc.”
Robert Spears
“I have been working with Floyd Credit Union for many years and ALL personnel go above and beyond to assist my banking needs. I would recommend Floyd Credit Union highly.”
Celine Rogers
Frequently Ask Questions
How can I avoid incurring the monthly service fees on a checking or savings account?
If you maintain minimum or average balance requirements and don’t exceed account transaction limits, it is possible to avoid paying certain fees on some of our business checking and savings accounts. Please see individual product pages for more information
How do I replace a lost ATM card?
To replace an ATM card, please sign on to Online® to request your new replacement card online. You can also visit a branch or call our National Business Banking Center at +19 8990 92822.
How do I send or receive a wire?
Send domestic and international wires to personal or business accounts quickly and securely with Online® Wires.
How do I reactivate my inactive account?
Go to Account Summary, and select the option to reactivate your account that is displayed next to the inactive account.
How do I change my name on my business checking or savings account?
In order to change a name on your account, you need to complete a new signature card
What is your opening time?
Online Banking Services is 24 hours Everyday
How do I make a change of address?
To make a change of address and order new checks you may log into a secured Online session and submit a request.
Can I stop receiving paper statements in the mail?
Absolutely. You can choose Online Statements1 through Online. We'll even send you email notifications when your statements are available.
Bank Loan
Whether you need an extra cash to purchase something special or a business support, we got you covered through our loan offer